The tale of Jimmy-Bob is a cautionary one. Barely a semester into his new life at college, a small-town boy from the dusty backwaters of Texas discovers a secret that will change his life forever. Young and naive, Jimmy- Bob is asked to pick his way through the murky swamp of the past to try and build himself a future. His newfound mentor is an Italian called Romano, whose wisdom and experience seem ever a trap to ensnare the new protogee. The women in his life, his first love, Tammy-Lynn, and loyal sister, Betsy, are ready to take the plunge with him. However, when Jimmy-Bob finally begins to find his feet in his new life, the screws slowly begin to work themselves out of the polished woodwork, plunging the entire cast of bankers, brokers and charlatans into a world where no one is honest and anything is possible. From Texas to Washington, Washington to Monaco, Monaco to Switzerland, Jimmy- Bob's adventures span continents, reminding us that the darker aspects of the banking world affect us on a global scale. Indeed, this novel touches every human's pocket, for we are all obliged, whether we like it or not, to be in a banking system.